{"id":2468,"date":"2016-02-19T18:35:49","date_gmt":"2016-02-20T00:35:49","guid":{"rendered":"http:\/\/www.usagencies.com\/?p=2468"},"modified":"2025-02-06T13:16:05","modified_gmt":"2025-02-06T21:16:05","slug":"do-alabama-farmers-have-liability-if-you-crash-into-their-cow","status":"publish","type":"post","link":"https:\/\/www.usagencies.com\/blog\/auto-insurance\/do-alabama-farmers-have-liability-if-you-crash-into-their-cow\/","title":{"rendered":"Do Alabama Farmers Have Liability If You Crash into Their Cow?"},"content":{"rendered":"

We all have a good idea who pays for the damage to your car if you hit a deer on Alabama\u2019s back roads \u2013 your auto insurance company<\/a> does. But, what about if you\u2019re seriously injured after running into one of Farmer McDonald\u2019s cows as she slowly strolls across the road to get to the tall, green grass on the other side?<\/p>\n

It\u2019s an interesting question that comes with a somewhat disappointing answer. Regardless of the extent of your injuries, pursuant to Alabama law, \u201cdrivers injured by stray livestock are essentially barred from recovering damages from the animal owner.\u201d<\/p>\n

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To put it all in perspective, motor vehicle accidents caused by large animals are a common occurrence in most parts of the country. In Alabama alone, using statistics obtained in a 2010 study, Alabama drivers were involved in 24,971 deer-related accidents for the year, which caused an estimated $83.7 million in property and personal injury damages.<\/p>\n

And, with the wildlife population increasing at a high rate in rural and urban areas as more of their habitats are taken from them, larger animals such as deer will become more prone to collisions with motor vehicles. But, there\u2019s also a growing concern over livestock-related accidents in many Alabama counties.<\/p>\n

An average-sized car doesn\u2019t stand much of a chance against a cow or horse straying into its path on a roadway \u2013 day or night. Because of their massive size and weight, both will often lead to the same outcome \u2013 severe bodily injuries or death to anyone riding in the front seat of the vehicle. If a livestock vs. car accident takes place at night, the reduced visibility will normally result in the driver hitting the animal at full speed, with virtually no chance to avoid contact.<\/p>\n

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While deer-related collisions are mostly freak accidents with no one to hold liable, livestock vs. vehicle accidents are different due to the fact that they can usually be traced back to someone who owns the animal that was responsible for your wreck. But, that\u2019s just about where it ends.<\/p>\n

Never mind that the irresponsible owner didn\u2019t close the gate or failed to repair a year-old break in the fence around his property that could have spared you and your new Lexus from getting totaled by Daisy Mae or Sea Biscuit.<\/p>\n

The livestock owner is pretty much off the hook, according to Alabama law, which currently absolves him or her from any liability claim you try to file for their negligent acts. Because of Alabama\u2019s statute that provides that \u201can owner of any livestock is not liable for any damages to an automobile or its occupants unless the driver can prove that the owner knowingly and willfully placed the livestock upon the highway,\u201d you\u2019re more or less on your own.<\/p>\n

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It’s easy to get the best rate on your Alabama car insurance. Simply call USAgencies today at (800) 420-3712<\/strong> to speak with a live agent to get a free car insurance quote.\u00a0 You can also request a free car insurance quote<\/a> online.\u00a0<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

We all have a good idea who pays for the damage to your car if you hit a deer on Alabama\u2019s back roads \u2013 your auto insurance company does. But, what about if you\u2019re seriously injured after running into one of Farmer McDonald\u2019s cows as she slowly strolls across the road to get to the […]<\/p>\n","protected":false},"author":2,"featured_media":2471,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[14,29],"tags":[],"class_list":["post-2468","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance","category-auto-insurance-alabama"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/posts\/2468"}],"collection":[{"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/comments?post=2468"}],"version-history":[{"count":5,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/posts\/2468\/revisions"}],"predecessor-version":[{"id":4050,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/posts\/2468\/revisions\/4050"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/media\/2471"}],"wp:attachment":[{"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/media?parent=2468"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/categories?post=2468"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/tags?post=2468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}