{"id":2565,"date":"2016-04-15T19:35:14","date_gmt":"2016-04-16T00:35:14","guid":{"rendered":"http:\/\/www.usagencies.com\/?p=2565"},"modified":"2024-06-11T10:44:52","modified_gmt":"2024-06-11T17:44:52","slug":"do-vehicle-history-reports-tell-you-everything-about-a-used-car","status":"publish","type":"post","link":"https:\/\/www.usagencies.com\/blog\/auto-insurance\/do-vehicle-history-reports-tell-you-everything-about-a-used-car\/","title":{"rendered":"Do Vehicle History Reports Tell You Everything About a Used Car?"},"content":{"rendered":"<p>Whenever you\u2019re about to buy a used car from a dealership, you\u2019re likely to be offered a chance to view a Vehicle History Report to seal the deal. For obvious reasons, knowing the history of a used car before you put any money down on it can be to your advantage. Even more so, if the vehicle is being sold by a private party and you\u2019d rather not take their word for it.<\/p>\n<p><strong><a href=\"https:\/\/www.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2016\/04\/iStock_000037612472_Small.jpg\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-2567\" src=\"https:\/\/www.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2016\/04\/iStock_000037612472_Small-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2016\/04\/iStock_000037612472_Small-300x200.jpg 300w, https:\/\/www.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2016\/04\/iStock_000037612472_Small-768x511.jpg 768w, https:\/\/www.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2016\/04\/iStock_000037612472_Small-800x532.jpg 800w, https:\/\/www.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2016\/04\/iStock_000037612472_Small.jpg 849w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><br \/>\nCarfax \u2013 A valuable resource<\/strong><\/p>\n<p>The most popular of these reports is Carfax. And, it can be a valuable resource to help you determine if that so-called \u201cslightly used\u201d, red convertible you\u2019ve got your eye on has had multiple owners, been involved in any accidents, had major costly repairs, as well as whether all regularly scheduled maintenance has been performed.<\/p>\n<p>But, do vehicle history reports tell you everything about a used car? Well, before we answer that \u2013 let\u2019s first list what a Vehicle History Report (VHR) is supposed to tell you:<\/p>\n<ol>\n<li><strong>Past Owners<\/strong><\/li>\n<\/ol>\n<p>Not only should the report indicate how many owners the vehicle has had, but it should also list the odometer readings at the time the vehicle changed hands. This can provide clues to the location where the vehicle was driven \u2013 in snow or warm climate \u2013 as well as the number of miles and how hard it was driven by each owner.<\/p>\n<ol start=\"2\">\n<li><strong>Liens of the vehicle<\/strong><\/li>\n<\/ol>\n<p>You may not know unless you see the VHR that you\u2019re purchasing a vehicle with a lien. Should an existing loan remain unpaid, you could have the vehicle repossessed with no recourse on your part, if the seller disappears after the sale.<\/p>\n<ol start=\"3\">\n<li><strong>Title &amp; accident history<\/strong><\/li>\n<\/ol>\n<p>Before agreeing to buy a vehicle, a title check can help you determine that the person selling the vehicle is the actual owner. Furthermore, it should alert you to any accidents, flood damage, theft recovery or salvage title branding ahead of your purchase.<\/p>\n<ol start=\"4\">\n<li><strong>Faulty odometer settings and rollback<\/strong><\/li>\n<\/ol>\n<p>By having a printout of odometer readings at various stages of ownership and when scheduled maintenance was done, you\u2019ll know if the odometer is correct or if the seller has tinkered with the settings to give the appearance of low mileage.<\/p>\n<ol start=\"5\">\n<li><strong>Your state\u2019s Lemon designation<\/strong><\/li>\n<\/ol>\n<p>Not that many cars qualify for your state\u2019s Lemon Law, but some do and it\u2019s good to know if the manufacturer or dealership has repurchased it, only to resell it to an unsuspecting soul or the guy now trying to sell it to you.<\/p>\n<ol start=\"6\">\n<li><strong>Safety recall<\/strong><\/li>\n<\/ol>\n<p>Some reports may also include additional information, such as if the vehicle is currently under recall for a defective airbag or other safety issue and, if the work has been performed.<\/p>\n<p>Currently, there are five services from which to obtain history reports on a vehicle you intend to buy:<\/p>\n<ul>\n<li>Carfax <em>(<a href=\"http:\/\/www.carfax.com\" target=\"_blank\" rel=\"noopener\">carfax.com<\/a>), <\/em><\/li>\n<li>AutoCheck <em>(<a href=\"http:\/\/www.autocheck.com\" target=\"_blank\" rel=\"noopener\">autocheck.com<\/a>)<\/em>,<\/li>\n<li>VINCheck \u2013 a free service from the National Insurance Crime Bureau (<em><a href=\"http:\/\/www.nicb.org\" target=\"_blank\" rel=\"noopener\">nicb.org<\/a>), <\/em>and<\/li>\n<li>Two services providing information from the federal government\u2019s National Motor Vehicle Title Information Systems database <em>(<a href=\"http:\/\/www.nmvtis.gov\" target=\"_blank\" rel=\"noopener\">nmvtis.gov<\/a>).<\/em><\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2016\/04\/iStock_000039099356_Small.jpg\"><img decoding=\"async\" class=\"size-medium wp-image-2568\" src=\"https:\/\/www.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2016\/04\/iStock_000039099356_Small-300x220.jpg\" alt=\"\" width=\"300\" height=\"220\" srcset=\"https:\/\/www.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2016\/04\/iStock_000039099356_Small-300x220.jpg 300w, https:\/\/www.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2016\/04\/iStock_000039099356_Small-768x562.jpg 768w, https:\/\/www.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2016\/04\/iStock_000039099356_Small-800x586.jpg 800w, https:\/\/www.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2016\/04\/iStock_000039099356_Small.jpg 810w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p><strong>Nothing is always 100% accurate<\/strong><\/p>\n<p>That said, now would be a good time to mention that nothing is always 100% accurate. While VHRs are generally the best way to know what you\u2019re buying ahead of it becoming a nightmare, some information can inadvertently fall through the cracks \u2013 through nobody\u2019s fault.<\/p>\n<p>For example, wrecks can sometimes show as having a clean title, if:<\/p>\n<ul>\n<li>The vehicle only had the minimum required state <a href=\"https:\/\/www.usagencies.com\/car-insurance\/\">auto insurance<\/a> and wasn\u2019t covered under <a href=\"https:\/\/www.usagencies.com\/car-insurance\/collision-insurance\/\">collision insurance<\/a> and <a href=\"https:\/\/www.usagencies.com\/car-insurance\/comprehensive-insurance\/\">comprehensive insurance<\/a>.<\/li>\n<li>Damage fell just below the \u201ctotal loss\u201d threshold, which can vary from state to state.<\/li>\n<li>The accident was never reported to the insurer.<\/li>\n<\/ul>\n<p>Furthermore, vehicles that are known as \u201cclean-title wrecks\u201d are very popular with those who frequent auctions, because the vehicles can be repaired, repainted, and then resold to consumers without them being aware or told of the undeclared damage.<\/p>\n<p><strong>Don\u2019t only rely on the VHR<\/strong><\/p>\n<p>The bottom line is \u2013 don\u2019t only rely on a used vehicle\u2019s history report to make your decision. Check the vehicle from headlight to taillight for variations or flaws in the paint and uneven seams in the fenders, doors, hood, and trunk. The more time you take to inspect the vehicle, the more likely you are to be happy with your \u201cnew\u201d used ride.<\/p>\n<p><em>Get quality car insurance for your new or used car by calling USAgencies at <strong>(800) 420-3712<\/strong> to get a free, customized car insurance quote. You can also get your <a href=\"https:\/\/www.usagencies.com\/quote-car-insurance\/\">free auto insurance quote<\/a> online.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whenever you\u2019re about to buy a used car from a dealership, you\u2019re likely to be offered a chance to view a Vehicle History Report to seal the deal. For obvious reasons, knowing the history of a used car before you put any money down on it can be to your advantage. Even more so, if [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2566,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[14],"tags":[],"class_list":["post-2565","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/posts\/2565"}],"collection":[{"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/comments?post=2565"}],"version-history":[{"count":7,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/posts\/2565\/revisions"}],"predecessor-version":[{"id":3991,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/posts\/2565\/revisions\/3991"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/media\/2566"}],"wp:attachment":[{"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/media?parent=2565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/categories?post=2565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.usagencies.com\/blog\/wp-json\/wp\/v2\/tags?post=2565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}